Free Insulation & Energy Grants in Liverpool
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Liverpool has over 231,000 homes (ONS 2023) and is one of the highest fuel poverty areas among major English cities. EPC Register data shows 27% of recently assessed Liverpool properties are rated Band D or below. The city's dense Victorian terraces in Toxteth, Anfield, and Walton are particularly energy-inefficient — and Liverpool has been a priority area for government energy efficiency funding.
Liverpool has one of the highest fuel poverty rates of any major English city, with around 20% of households estimated to be fuel-poor. Cold, damp housing is a significant public health issue, and the city has been a priority area for government energy efficiency funding.
Liverpool's housing stock includes extensive Victorian and Edwardian terraces in areas like Toxteth, Anfield, and Walton, alongside large post-war council estates. Many terraced properties have solid brick walls and poor loft insulation, making them strong candidates for ECO4-funded improvements.
Similar government-funded energy grants are available in nearby areas including Manchester, Stoke-on-Trent and Bradford. Each council sets its own eligibility criteria, so it's worth checking the specific rules for your area.
Available grants in Liverpool
Warm Homes Local Grant
Up to £30,000Council-administered grant providing up to £15,000 for insulation and £15,000 for heating upgrades. Availability depends on your local council.
Boiler Upgrade Scheme
Up to £7,500Get up to £7,500 towards an air source or ground source heat pump, £2,500 for an air-to-air heat pump, or £5,000 for a biomass boiler. Available to homeowners replacing fossil fuel or electric heating.
ECO4 Insulation Grants
Varies by propertyFree cavity wall, loft, and solid wall insulation for qualifying households. Available if you receive benefits or have a low income.
Compare all UK energy grants side by side on our grant comparison page.
Could you get these grants in Liverpool?
Free 2-minute eligibility check — no obligation, no personal details needed
Check Your EligibilityLiverpool City Region Combined Authority (LCRCA) coordinates energy efficiency programmes across Merseyside. Liverpool City Council's housing standards team can refer eligible residents to ECO4 and Warm Homes Local Grant-funded schemes. The council also works with local housing associations on targeted insulation programmes in high-need areas.
Who qualifies in Liverpool?
You may qualify for free energy efficiency improvements if you:
- Receive benefits such as Universal Credit, Pension Credit, or Income Support
- Have a household income of £36,000 or less (Warm Homes Local Grant) or £31,000 (ECO4 LA Flex — varies by council)
- Live in a property with a poor EPC rating (D, E, F, or G)
- Are a homeowner, private tenant, or social housing tenant (tenants need landlord/housing provider consent)
Liverpool City Council — ECO4 LA Flex Eligibility
Under ECO4 Local Authority Flexibility, Liverpool City Council can refer households that don't receive qualifying benefits but meet local criteria:
- Live in a fuel-poor area (Index of Multiple Deprivation deciles 1-4)
- Have a health condition made worse by cold housing (respiratory, cardiovascular, limited mobility)
- Have been referred by a GP, health visitor, social worker, or housing officer
- Receive Council Tax Reduction or Council Tax Support
- Have children under 5 or are pregnant
- Are aged 60 or over
Source: Liverpool City Council ECO4 Statement of Intent · Last checked 2026-02-15
EPC Ratings in Liverpool
Based on 5,000 energy performance certificates
Source: EPC Register (opendatacommunities.org) · Data as of 2026-02-14
Areas we cover in Liverpool
Free insulation and energy grants are available to eligible residents across Liverpool, including:
Toxteth
Anfield
Walton
Everton
Wavertree
Norris Green
Speke
Kirkdale
Crosby
West Derby
Kensington
Allerton
Grants for tenants in Liverpool
Liverpool tenants can access free energy grants. Private renters may qualify for ECO4 insulation grants or the Warm Homes Local Grant — your landlord must consent. Social housing tenants in areas like Toxteth and Anfield should contact their housing provider. Liverpool City Council's housing standards team can help with referrals for all tenant types.
What happens after you're approved in Liverpool?
A qualified assessor visits your home (1–2 hours) to check your walls, loft, windows, and heating system.
Within 1–2 weeks, you receive a report detailing which improvements qualify for funding and your estimated energy savings.
Approved installers carry out the work free of charge. Cavity wall insulation typically takes 2–4 hours, loft insulation is usually done within a day, external wall insulation takes 1–2 weeks for a semi-detached house, and internal wall insulation takes 3–5 working days.
After installation, your property gets a new EPC certificate showing the improved energy rating.
Frequently asked questions — Liverpool
What energy grants are available in Liverpool?
Liverpool residents can access the Warm Homes Local Grant (up to £30,000), Boiler Upgrade Scheme (£7,500 for heat pumps), and ECO4 insulation grants. Liverpool City Region Combined Authority also runs energy efficiency programmes across Merseyside.
How do I get free cavity wall insulation in Liverpool?
If you receive qualifying benefits or have a low household income, you may be eligible for free cavity wall insulation through ECO4 or the Warm Homes Local Grant. Use our eligibility checker to find out, then a local installer will handle the application.
Is Liverpool a priority area for energy efficiency grants?
Yes, Liverpool has been identified as a high fuel poverty area and has received significant government funding for energy efficiency improvements. This means more installers operate in the area and processing times can be faster for eligible residents.
Can Liverpool tenants get free insulation grants?
Yes, private and social housing tenants in Liverpool can qualify for free insulation through ECO4 or the Warm Homes Local Grant. Private tenants in areas like Toxteth and Anfield need landlord consent. Social housing tenants should contact their housing provider. Liverpool City Council's housing standards team can help with referrals.
Is the ECO4 scheme available in Liverpool?
Yes, ECO4 is available across Liverpool and Merseyside. It provides free cavity wall, loft, and solid wall insulation for eligible households. The scheme has been extended to 31 December 2026 with no successor confirmed — apply while funding is available.
Why is Liverpool a priority area for energy grants?
Liverpool has one of the highest fuel poverty rates among major English cities, with cold, damp housing identified as a significant public health issue. This means the city has received substantial government funding for energy efficiency improvements, with more approved installers operating in the area.
Can Liverpool terraced houses get solid wall insulation for free?
Yes, Liverpool's extensive stock of Victorian and Edwardian terraces in areas like Toxteth, Anfield, and Walton typically have solid brick walls with no insulation. These properties are strong candidates for free internal or external wall insulation through ECO4 or the Warm Homes Local Grant.
What is the Liverpool City Region energy programme?
Liverpool City Region Combined Authority (LCRCA) coordinates energy efficiency improvements across the six Merseyside boroughs. The authority works with Liverpool City Council and local installers to deliver ECO4 and Warm Homes Local Grant-funded retrofits at scale.
Further reading
Energy grants in nearby areas
Check what grants are available in other locations near Liverpool.
Check your eligibility in Liverpool
Find out in 2 minutes which grants you qualify for — completely free, no obligation.
Check Your EligibilityFor official council information, visit Liverpool City Council .
Not Eligible for a Grant?
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