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Home Energy Scotland: Grants & Interest-Free Loans

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Home Energy Scotland is the Scottish Government's energy efficiency programme. It offers grants of up to £7,500 plus optional interest-free loans of up to £7,500 for insulation, heating upgrades, and renewable energy. Unlike many English schemes, the grant element has no means test — any Scottish homeowner can apply.

What funding is available?

Heat pump grant
Up to £7,500
Insulation grant
Up to £7,500 (75% of cost)
Interest-free loan
Up to £7,500
Rural/island uplift
Extra £1,500

Who can apply?

Home Energy Scotland grants are available to:

  • Scottish homeowners (no income test required for the grant)
  • Properties replacing existing heating systems or adding insulation
  • Rural and island homes qualify for an extra £1,500 uplift
  • Interest-free loans available to supplement the grant

How to apply

  1. Call 0808 808 2282 — Free advice line open Mon-Fri 8am-8pm, Sat 9am-5pm
  2. Get a home assessment — A qualified assessor visits your property
  3. Receive your grant — Funding confirmed and installer arranged

Frequently asked questions

Do I need to be on benefits to get a Home Energy Scotland grant?

No, the grant element has no means test. Any Scottish homeowner can apply for grants of up to £7,500 for heat pumps or insulation.

Can tenants apply for Home Energy Scotland?

The grants are primarily for homeowners. Private tenants should ask their landlord to apply. Social housing tenants should contact their housing association about energy improvements.

What is the rural uplift?

Rural and island homes in Scotland can claim an extra £1,500 on top of the standard grant to help cover higher installation costs in remote areas.

Is Home Energy Scotland the same as ECO4?

No, they are separate schemes. Home Energy Scotland is funded by the Scottish Government, while ECO4 is a GB-wide scheme funded by energy suppliers. Scottish residents may be eligible for both.

Find Home Energy Scotland in your area

See how Home Energy Scotland works in your area, including local council schemes, eligibility criteria, and nearby installers.

Live in Scotland?

Check your eligibility for Home Energy Scotland grants and interest-free loans.

Check Your Eligibility